About First American

We've Been Here Before.
That's Why We're Here for You.

Family-owned. Built on nearly 25 years of debt relief experience. We don't sell you a program. We give you real answers about your MCA situation so you can make the best decision for your business.

Honest Guidance for Business Owners Under MCA Pressure

Too many business owners sign MCA agreements without fully understanding the terms. When the daily withdrawals start hurting, they don't know where to turn. That's where we come in.

First American was founded to be the resource that business owners wish they had before they signed. We provide clear, no-pressure consultations that help you understand exactly where you stand and what your real options are.

"We don't promise specific outcomes. We give you honest information so you can make the best decision for your business."
15+
Years Experience
5K+
Clients Helped
$50M+
In MCA Debt Resolved
4.9★
Average Rating

How First American Started

First American is a father and son operation. Our founder's father spent nearly 25 years in the debt relief industry, working with businesses across every situation you can think of. When MCAs started becoming a serious problem for small business owners, he and his son saw an opportunity to do things the right way. They launched First American together, bringing that deep industry knowledge into a space that desperately needed it.


For the last 15 years, they've focused exclusively on MCA situations. While most firms in this space are brand new and still learning, our team was already negotiating settlements and handling lender disputes long before "MCA debt relief" was even a search term. That experience shows up in every consultation, every negotiation, and every outcome.

We're based in Jacksonville, Florida. We don't operate from a call center, and we don't use high-pressure sales tactics. When you call us, you get a real conversation with someone who actually understands your situation because they've lived in this industry for decades.


Our approach is simple: we listen to your situation, explain your options honestly, and help you take the next step that makes sense for your business, not ours. If we can help, we'll tell you how. If we can't, we'll tell you that too.

15 Years of Helping Business Owners

2011
Founded in Jacksonville, FL by a father and son team with decades of debt relief experience. One of the first firms to specialize exclusively in MCA consultation.
2014
Reached our first 500 clients. Built direct relationships with major MCA lenders to negotiate faster, better outcomes.
2017
Expanded to serve businesses in all 50 states. Developed our rapid-response system for clients facing active lawsuits.
2020
Helped hundreds of businesses navigate MCA pressure during the pandemic, when daily withdrawals hit hardest.
2023
Surpassed $50M in resolved MCA debt. Earned BBB accreditation and 4.9-star average across Google and Trustpilot.
Today
Still family-owned. Still based in Jacksonville. Still focused on one thing: giving business owners honest answers about their MCA situation.

Our Core Values

Honesty First

We won't tell you what you want to hear. We'll tell you what you need to hear. Our consultations are about clarity, not sales pitches.

Family-Owned Values

We treat every client the way we'd want our own family to be treated. With respect, patience, and genuine care for their outcome.

15 Years of Experience

We've been doing this since before most firms in this space existed. Our experience means faster assessments, better strategies, and fewer surprises.

Real Results

Our track record speaks for itself. Over $50M in resolved MCA debt, thousands of businesses helped, and a 4.9-star rating from real clients.

Most Firms Promise Miracles.
We Promise the Truth.

The MCA relief space is full of companies that overpromise and underdeliver. Here's what sets First American apart.

  • No high-pressure sales. We don't employ sales teams or closers. Your first call is with someone who knows this space inside and out.
  • No unrealistic promises. If we can help, we'll explain how. If we can't, we'll say so. Every situation is different.
  • Real industry experience. 15+ years working exclusively with MCA situations. Not a new company learning on your dime.
  • Confidential consultations. Everything discussed stays between us. No sharing data with third parties, period.
  • Nationwide service. Based in Jacksonville, FL, serving business owners in all 50 states.
BBB Accredited BBB Accredited
Google Verified Google Verified
Trustpilot Reviews Top Rated
ISO Certified ISO Certified

Ready to Talk?
We're Here to Listen.

No cost. No obligation. No pressure. Just a straightforward conversation about your MCA situation and what you can do about it.

BBB Accredited Business Google Verified Trustpilot Reviews ISO Certified Secure