The Situation
By April 8, 2025, the funder already held a judgment against this business, with a balance of $107,684.07. For many owners, a judgment feels like the end of the road. It is not always.
The Outcome
On June 17, 2025, the funder agreed in writing to accept $55,000 to satisfy the judgment in full. The terms: $15,000 due by July 2, 2025, followed by eight monthly payments of $5,000, due by the 2nd of each month starting August 2, 2025.
What It Meant for the Business
That is $52,684.07 less than the judgment balance, paid on a schedule the business could plan around instead of a single demand for the full amount.
The agreement is also clear about the stakes: if a payment is missed, the full judgment balance, less anything already paid, becomes due immediately. A schedule like this only helps if the business can actually keep it, which is why we look at cash flow before terms are agreed.
If your business is dealing with MCA pressure of its own, here is what working with us looks like, or read our MCA default guide to understand where you stand.
